SMS Terms

USFG SMS Terms and Conditions: Short Code 38220


Hello, and welcome to USFG ("The Service"), owned and operated by USAFrugal Club ("The Company"). USAFrugal Club is a company that provides the latest information on finance and money management. USAFrugal Club reserves the right to change the Terms of Use. By signing up for the USFG SMS service through our website, you are agreeing to sign up for the USFG Service, these Terms of Use, and to receive messages on your mobile phone. When you sign up for the USFG service, you will receive recurring messages based on account activity.
Fees
USAFrugal Club does not charge you to participate in the USFG Service. However, message and data rates may apply from your wireless carrier. Please consult your wireless carrier for applicable text messaging fees. Under no circumstances will USAFrugal Club be responsible for fees that your wireless carrier may charge you for use of The USFG service. 

Privacy
USAFrugal Club respects and protects your privacy. We do not share any information collected.  To see our Privacy Policy, click HERE

Limitations on Use
You must be at least 17 years old to register for and use the USFG service. If you are under 17 years old, please obtain your parents' permission before you sign up for the USFG service. 

Supported Carriers
Mobile carriers are not liable for delayed or undelivered messages. Participating carriers include T-Mobile®, Verizon Wireless, AT&T, Sprint, Boost, U.S. Cellular®, MetroPCS, Virgin Mobile, and Cricket.

Support Issues, Canceling or Unsubscribing
You may opt out of the USFG service at any time by texting STOP, QUIT, END, CANCEL, UNSUBSCRIBE, or STOP ALL to 38220. Alternatively, you can send an email to [email protected] with your mobile phone number as the subject line. For help or other support issues, you can also send an email to [email protected]  Text HELP to 38220 from your mobile phone or call the following toll-free phone number: 833-726-2769

Ownership; Trademarks; Modifications to Offers
You agree that USAFrugal Club or its partners will own all legal right, title and interest in and to the USFG services and any offers made through the USFG services, including any intellectual property rights. You agree that you shall not alter or modify any offers made through the USFG service, and shall not remove, obscure or alter any proprietary rights notices (including copyright or trademark notices) which made be affixed to the USFG services or offers made through the USFG services. Except as may be expressly authorized by a partner, you agree that you will not use any Trademark, service mark, trade name, or logo ("Trademarks") of any entity in a way that is likely to or intended to cause confusion with respect to ownership of a Trademark, or that is likely to or intended to be detrimental to the goodwill in such Trademarks. 

Termination
USAFrugal Club reserves the right, at our sole discretion, to terminate your subscription at any time without notice or without future obligation.

Disclaimer of Warranties
USAFrugal Club makes no warranties, express or implied regarding the USFG service. The USFG service is provided "as is" and on an "as available" basis, and USAFRUGAL CLUB DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. Factors beyond the control of USAFrugal Club including without limitation, the speed of the mobile carrier networks and the internet may affect the performance of the USFG service. USAFrugal Club is not responsible for any acts that are beyond the control of USAFrugal Club .

Limitation of Liability
Under no circumstances will USAFrugal Club , its officers, directors, employees, or agents be liable to you for any damages whatsoever with respect to your use of the USFG service. Including without limitation, any direct, indirect, incidental, consequential, exemplary or special damages even if advised of the possibility of the same. To the extent that in a particular circumstance any disclaimer or limitation on damages or liability set forth herein is prohibited by applicable law, then, instead of the provisions hereof in such particular circumstance, USAFrugal Club will be entitled to the maximum disclaimers and/or limitations on damages and liability available at law or in equity by such applicable law in such particular circumstance, and notwithstanding the foregoing, in no event will USAFrugal Club be liable for any damages or liability arising under these terms of use or your use of the USFG service that exceeds US $500. 

Indemnity
You agree to indemnify and hold each Company party harmless from any claim or demand, and any damages, costs, or expenses arising in connection with such claim or demand, including reasonable attorneys' fees and costs, made by any other party due to or arising out of your breach of this agreement or the documents it incorporates by reference, or your violation of any law or the right of another party. 

Governing Law; Venue
This agreement and its validity, construction and performance will be governed in all respects by the laws, and in the state and federal courts of the state of Georgia, without regard to its choice of law provisions. You irrevocably agree to accept the exclusive personal jurisdiction and waive any objections to the venue of such courts.